Bill Me Later is revolutionizing the online credit payment system by doing away with the need of credit cards altogether. Bill Me Later is a Paypal company, which belongs to the eBay group. This makes it one of the most trusted companies in the world with top leadership in e-commerce and online payment systems.
Shop Now, Pay Later with Bill Me Later
When you choose to pay online through Bill Me Later, you do not need any credit card or debit card. At the time of checkout after your online shopping, you simply need to provide your birthday and the last four digits of your social security number, and your shopping is done.
Leading retailers such as Wal-Mart have joined with Bill Me Later to enhance the online shopping experience of their customers. The service is available at more than 1,000 online retail stores, travel companies and catalog sellers throughout the United States. The Bill Me Later website provides an easily searchable online store directory. It also lists special discount offers and shopping deals offered by the stores to the Bill Me Later users.
Speedy, Safe and Convenient Shopping
Online shopping with this facility does not require any bank account numbers, credit card numbers or passwords. All you need to provide is your birthday and the last four digits of your social security number, which you are most likely to remember off the top of your mind.
The elimination of the credit card makes you immune from the risk of credit card fraud or losing your credit card. The company provides “Zero Fraud Liability” protection to all its customers. This means any unauthorized use or fraudulent transaction using your information does not place you in any trouble. You are immune from any responsibility in this regard.
Monthly Statement of Your Bill Me Later Purchases
Bill Me Later will send you a statement listing your purchases through the service on a monthly basis. You may also choose the option to manage your own account online and make your payments online.
If you make your payments in full every month, you do not have to pay any extra charges. Alternatively, you may make minimum monthly payments, which will incur an interest charge, just like your credit card.
If You Have Bad Credit, Buy with Bill Me Later
A great thing about this service is that it does not require any prior approval from a credit agency. You can simply go ahead and shop online and request a Bill Me Later account at the time of checkout.
For people with bad credit, it is advisable to start with small purchases, pay on time, and gradually improve your credit record. This makes it a very good credit payment alternative for people who may not be able to use credit cards or may have to pay very high interest rates on credit cards because of poor credit scores.
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